MetLife Dental Dentist

MetLife offers various types of dental insurance plans, with PPO (Preferred Provider Organization) and DHMO (Dental Health Maintenance Organization) being the most common. While DHMO plans require visits to specific dentists, PPO plans allow you the flexibility to see any dentist and still utilize your benefits. Here's a general overview of how PPO coverage typically works:

• Preventive care (cleanings, X-rays, etc.): 80% - 100% coverage
• Minor restorative care (fillings, simple extractions, etc.): 70% - 80% coverage
• Major services (crowns and other extensive treatments): 50% coverage
• Specialty services (orthodontics, dental implants, etc.): Coverage varies depending on the specific policy

It's important to note that visiting an in-network dentist like us in Houston can often provide you with higher coverage rates compared to out-of-network practices. We have a contract with MetLife that benefits both MetLife and our patients, resulting in cost savings. Additionally, our familiarity with working with MetLife allows us to help you fully understand your policy and make the most of your benefits.

For instance, we can strategically schedule your treatments to maximize your annual maximum—the highest amount your policy will pay for approved treatments within a year. By spreading out major services across multiple appointments between calendar years, patients requiring extensive treatment can utilize two annual maximums instead of just one.